What is Covered? - Personal Accident Insurance
Personal Accident insurance provides cover for players/members if they are injured. This policy provides financial assistance with Non-Medicare Medical Expenses, Loss of Income and Capital Benefits.
Who is insured under this policy?
This policy covers Netball Australia and all its State/Territory Associations, all affiliated Clubs and Associations including all members, temporary/trialling members, officials, accredited coaches, umpires, executives and voluntary workers.
Who is the insurer?
Liberty Speciality Risks
What is the period of insurance?
From 1 February 2020, 4.00pm To 1 February 2021, 4.00pm
(local standard time at the Insured’s head office)
What is the scope of cover?
The insured is covered whilst participating in sanctioned Netball Australia activities, including
Playing, training and trialling
Official social events and fundraising activities
Travel to and from the above activities
Where are you covered?
Anywhere in the world.
What are the age limitations?
Non-Medicare Medical Expenses 2 – 100 years of age.
Weekly Accident Benefits 2 – 65 years of age
Coverage Limits & Excesses
|Capital Benefits||$250,000 *maximum for death
$25,000 *maximum for death under 18 or over 70 years of age
$100,000 *capital benefit
|Non-Medicare Medical Expenses||With Private Health Insurance
Members/Players 100% reimbursement, up to a maximum of $2,500 per claim.
Officials/Voluntary Workers 100% reimbursement, up to a maximum of $5,000 per claim.
Without Private Health Insurance
Members/Players 80% reimbursement, up to a maximum of $2,500 per claim.
Officials/Voluntary Workers 75% reimbursement, up to a maximum of $5,000 per claim.
Note: Cover is for expenses incurred within 52 weeks from the date of injury.
$75 excess per claim
$75 excess per claim
|Loss of Income||85% of net weekly income up to a maxium of $250 per week ($300 per week for Netball WA members)||14 day excess (no payment for 14 days off work)|
* The maximum amount payable for an Injury resulting from an Insured Person travelling to or from a competition, game, performance, social function, training session or administrative activity is 20% of the Benefit listed in the “Capital Benefit Schedule”.
Summary of Cover
How to make a claim?