What Is Covered? – Public & Products Liability And Professional Indemnity Insurance
Public & Products Liability insurance provides protection for insured entities and persons that are held liable for a negligent act that results in property damage or bodily injury anywhere in the world. Professional Indemnity insurance provides protection for coaches or officials if they are held liable for an error or incorrect advice which results in injury or property damage to a third party.
Who is insured under this policy?
This policy covers Netball Australia and all its State/Territory Associations, all affiliated Clubs and Associations including all members, temporary/trialling members, officials, accredited coaches, umpires, executives and voluntary workers.
Who is the insurer?
XL Catlin Australia
What is the period of insurance?
From 1 January 2019, 4.00pm To 1 January 2020, 4.00pm
(local standard time at the Insured’s head office)
What are the Insured Activities?
Administration, promotion, organisation and participation in netball activities including sanctioned training sessions and training camps, sanctioned coaching, the rendering of first aid, provision of food and drink, publication of newsletters, sale of merchandise, property owners or property occupiers liability, social activities including awards presentations, fundraising, BBQs and other social gatherings.
Please note that some fundraising and extreme training techniques may not be covered by the definition of “Activities Covered” in this policy e.g. bungee jumping, car rallies, bull riding rodeos, jumping castles etc. If you are unsure as to whether you require insurance cover for the activities you plan to undertake, please phone V-Insurance Group on 1300 945 547 for clarification.
Where are you covered?
Anywhere in the world (except the United States and Canada).
Coverage Limits & Excesses
|Public Liability||$30,000,000||$250 each and every claim (payable by the defending party, not Netball Australia)|
|Products Liability||$20,000,000||$250 each and every claim (payable by the defending party, not Netball Australia)|
|Property in Physical or Legal Control of Insured||$500,000||$250 each and every claim (payable by the defending party, not Netball Australia)|
|Professional Indemnity||$10,000,000||$250 each and every claim (payable by the defending party, not Netball Australia)|
Please refer to the Policy Wording for details of policy conditions and exclusions.
Summary of Cover
How to make a claim?