Agreement to our Terms of Use

Please note that by using our website, and accessing its pages or links to other websites, you agree:

(i)  to the Terms and Conditions of Use of our website set out below (“Terms of Use”);
(ii)  that we may change the Terms of Use at our discretion and without notice; and
(iii)  by continuing to use our website, you accept the Terms of Use as they apply from time to time.

“We” in these Terms of Use refer to V Insurance Group Pty Ltd.


You agree by using this website that the material and information in this website are provided ‘as is’ and without warranties of any kind, either expressed or implied.  We disclaim all warranties, including but not limited to implied warranties, to the extent permitted at law.  We do not represent or warrant that any of the information presented on this website, its pages, or any links from these pages, will be uninterrupted or error free, that defects will be corrected, or that this website or the server from which it is access are free from viruses, worms, Trojan horses or any other harmful elements.

In no way shall we or any Willis Group member be liable for any cost, direct or indirect, special incidental or consequential damages arising out of or in connection with the use of, or the inability to use this website.  It is your responsibility to evaluate the accuracy, completeness and usefulness of any opinions, advice, services or other information provided.

For the avoidance of doubt, you acknowledge and accept by using this website that all information contained in it is distributed on the basis that we do not render legal, accounting or other professional advice or opinions on specific facts or matters and accordingly assume no liability whatsoever in connect with its use.  Please consult your own legal or tax advisor with respect to your personal situation should you require legal, tax or accounting advice.  If you require insurance broking advice, please contact us or a member of the Willis Group for insurance broking advice

In preparing the information contained on this website, we have not taken into account your objectives, financial situation or needs. Before acting on the information contained on this website, you should consider (with or without the assistance of a broker) whether the information in this website is appropriate to you in light of your particular objectives, financial situation and needs. You should obtain the disclosure document (including Product Disclosure Statement where applicable) relating to an insurance product referred to on this website before making any decision about whether to acquire the insurance product.

The information and material on this website and its pages is for informational purposes only and is not intended to provide insurance, risk management, legal, or other advice and should not be relied upon in that regard.

Intellectual Property

Certain names, words, titles, graphic images, buttons, layout, and text contained in this website and in its pages are the exclusive property of Willis Australia Limited or used with permission and may not be copied or distributed, in whole or in part, without the express written consent of Willis Australia Limited.  Permission is granted to print copies of webpages, and to display and use those webpages with a computer solely for personal use.

The display of trademarks or intellectual property on pages on this website does not imply that a licence has been granted to any third party to use that intellectual property.

All information in this website is protected under the copyright laws of Australia, the United States of America, other countries or international treaty.  Users of this website shall be entitled to copy any information for their own personal use only and may not republish or reproduce any such information for any other purpose.

Any unauthorised downloading, retransmission, or other copying or modification of any intellectual property or other contents of this website may breach statutory or common law rights and will be subject to legal action for infringement.

Data Protection

We are committed to respecting the privacy of your personal information and considering current technology, have taken all reasonable measures to do so.  We are not obligated to monitor any transmission made through the respective work pages and news groups.  However, we have the right, but not the obligation, to monitor any transmission made to and for this website.  We may reproduce, use, distribute or disclose information transmitted to this site or collected through the use of this website and its pages.  You acknowledge and agree that such information shall be deemed to be non-confidential and that your communication may be read or intercepted by others.  You acknowledge that no obligation of any kind shall be attached to such information and that by transmitting information, no confidential, contractually implied or other relationship is created between you and a member of the Willis Group or the V Insurance Group Pty Limited.